Article posted by Hunter Clark - Listing Agent - The Shannon Team
With all the talk, headlines and news about all the mortgage companies that are going out of business, there are many with real concerns as to whether or not they can or could qualify for a home loan in today's market. You probably can!
Now, I'm not a mortgage broker, however, our preferred lenders with whom we have worked and trusted for years, have informed us that there are still great programs available to the mortgage consumer. Contrary to the "word on the street", there are programs available with 100% financing, so a qualified buyer can purchase a home with NO MONEY DOWN! This is not a gimmick or an ad. These programs are backed by the Federal Government. To qualify for 100% financing you need a credit score of 620 or higher and the interest rate could be as low as 7%. There are even programs that allow interest only as well as 30, 40 and 50 year terms.
Not every loan is the "right" loan for every person, however I do believe there is a "right" loan for every person that meets their individual needs and financial goals.
I encourage you to give us a call and let's see about putting you in touch with one of our mortgage professionals. They, like us, are customer service minded, easy to talk to, excellent communicators, knowledgeable, quick to respond to your needs and concerns and simply put, "better than the average bear!" We look forward to speaking with you and helping you to achieve your real estate goals and dreams!
I encourage you to give us a call and let's see about putting you in touch with one of our mortgage professionals. They, like us, are customer service minded, easy to talk to, excellent communicators, knowledgeable, quick to respond to your needs and concerns and simply put, "better than the average bear!" We look forward to speaking with you and helping you to achieve your real estate goals and dreams!
~Hunter
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